Point is a fintech company and home equity platform that provides homeowners access to equity financing in exchange for a fractional share of the future value of their homes.

Point is the first FinTech platform where homeowners can sell equity in their homes, giving investors access to a new asset class – owner-occupied residential real estate.

Point was founded in 2015 by Eddie Lim, Eoin Matthews and Alex Rampell. The company is headquartered in Palo Alto, California. 


Point's suite of home equity products empowers both homeowners and home buyers to achieve their financial goals while also allowing institutional investors to share in the growth of the $25 trillion residential home equity market.


Point's flagship HEI product, allow homeowners to unlock up to $500k with no monthly payments, no income requirements, and no need for perfect credit. In exchange for this access, homeowners share a piece of their future home price appreciation with investors.


Point built up a portfolio of home equity investments that validated both the consumer need for this new product and the appetite that investors hold for this new asset class.


Point is backed by Andreessen Horowitz, Prudential Financial, WestCap, Kingsbridge, Ribbit Capital, DAG Ventures, Greylock, Bloomberg Beta,Deer Park Road Management,  Enterprise Community Partners, Financial Venture Studio, and others. The company raised $115M in Series C round on Mar 03, 2022. This brings Point's total funding to $169.1M to date.



  • Year founded: 2015
  • Funding Info: $169.1M over 5 Rounds (Latest Funding Type: Series C)
  • Yearly Revenue: NA
  • Employee Size: 201-500
  • Business Valuation: NA
  • City/Town: Palo Alto
  • State: California
  • Country: United States
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