Perfios is the leading product technology company in the FinTech space enabling Financial Institutions in realtime decisioning, analysis and credit underwriting.

Perfios enables businesses to aggregate structured and unstructured data, curate, analyze and help in decision-making.

Perfios was founded in 2008 by V.R. Govindarajan and Debasish Chakraborty.  The company is based in Bangalore, Karnataka, India, with an office in Kuala Lumpur, Malaysia.


Perfios helps financial institutions in real-time decision-making, analysis and credit underwriting. It analyses data to build vertical applications that can be directly used by banks, non-banking financial companies, money managers and others.


Perfios Insights automates the entire process of financial checks, verification and extraction of financial data. Perfios Insights can help in dramatically improving the turn-around time for processing an application whether it originated from the offline or online channel.


Perfios currently works with 100+ clients including Banks, NBFCs, Digital Lending platforms, Mutual Fund Companies, Insurance companies etc., in India and abroad.


Perfios is backed by Warburg Pincus, Bessemer Venture Partners, P.S Pai, and others. The company raised $70M in a Series C round on Feb 25, 2022. This brings Perfios' total funding to $126.1M to date. The latest round mints Perfios a unicorn with a valuation of over $2B post-money.



  • Year founded: 2008
  • Funding Info: $126.1M over 4 Rounds (Latest Funding Type: Series C)
  • Yearly Revenue: NA
  • Employee Size: 201-500
  • Business Valuation: Valued at over $2B as of Feb 25, 2022
  • City/Town: Bangalore
  • State: Karnataka
  • Country: India
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