Nova Credit

Nova Credit is a cross-border credit reporting agency which enables immigrants in the United States to apply for financial services using their international credit history.

Nova Credit translates international credit data into a U.S.-equivalent score (through its Credit Passport® technology) and report in a format familiar to select American underwriters, who use it to evaluate applications for credit products.

Nova Credit was founded in 2016 by Misha Episov, Nicky Goulimis, and Loek Janssen. The company is headquartered in San Francisco, California, with an office in New York.

Nova Credit helps newcomers and other global citizens apply for financial services using their international credit history from countries including Australia, Brazil, Canada, India, Mexico, South Korea, and the UK.

Nova Credit connects international credit bureaus with U.S. institutions so that you can use your international credit history to apply for products and services in the U.S. Using these products can help you build your U.S. credit score.


Nova is revolutionizing the way consumers own and share their information and enabling them to access the credit and rentals they deserve. It has built integrations with credit databases internationally and allow lenders global access through a single API. 


Nova Credit is backed by Kleiner Perkins, General Catalyst, Index Ventures, Canapi Ventures, NYCA Partners and others. The company raised $50M in a Series B round on Feb 12, 2020. This brings Nova's total funding to $69.4M to date.



  • Year founded: 2016
  • Funding Info: $69.4M over 4 Rounds (Latest Funding Type: Series B)
  • Yearly Revenue: NA
  • Employee Size: 51-200
  • Business Valuation: NA
  • City/Town: San Francisco
  • State: California
  • Country: United States
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