KoinWorks is the leading P2P Fintech Lending in Indonesia and is the first Indonesian P2P Lending company to be registered and supervised by Indonesian Financial Services Authority.

KoinWorks connects investors with borrowers through its platform, providing small and medium-sized enterprises (SMEs).

KoinWorks was founded in 2015 by Willy Arifin and Benedicto Haryono. The company is headquartered in Jakarta, Indonesia, with holdings in Singapore and tech offices in Yogyakarta, India and Vietnam.


KoinWorks was originally created to help SMEs, which are often turned away by traditional financial institutions, get access to working capital. Since then, it has also developed a comprehensive platform of financial tools to help its customers, including e-commerce vendors and social commerce sellers, increase their sales.


KoinWorks provides a machine learning-based online platform to connect Lenders and Borrowers on which both parties can fulfill their needs whether to to gain maximum return on a monthly basis or to get reachable and affordable online loan.


Koinworks has a user base of 1.5 million and a waitlist of 100,000 SMEs that are being onboarded onto its new financial software. The company's monthly loan disbursements have also tripled to nearly $50 million and revenue had quadrupled.


KoinWorks is backed by Quona Capital, MDI Ventures, Saison Capital, Triodos Investment Management, EV Growth, Lendable, ACV, East Ventures, and others. The company raised $108M in Series C equity and debt financing on Jan 11, 2022. This brings KoinWorks' total funding to $180.1M to date.



  • Year founded: 2015
  • Funding Info: $180.1M over 6 Rounds (Latest Funding Type: Series C)
  • Yearly Revenue: NA
  • Employee Size: 201-500
  • Business Valuation: NA
  • City/Town: Jakarta
  • State: Jakarta
  • Country: Indonesia
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