Kissht is an instant line of credit platform catering to the lower mass market and small/micro-business segment.

Kissht is a one of its kind digitally enabled platform operated by Onemi Technology Solutions Private Limited with a vision to provide speedy and hassle free credit financing to its customers across India.

Kissht was founded in 2015 by Krishnan Vishwanathan and Ranvir Singh. The company is headquartered in Mumbai, India.


Kissht's plug and play gateway APIs can be easily integrated into any merchant checkout page or retail POS for providing access to quick loan. Using their digital excellence and experience, they’ve embedded deep Machine Learning and Artificial Intelligence in their patented propriety algorithm.


Kissht uses tools like advanced analytics and behavioral data to evaluate an individual’s credit worthiness, calculate credit score and offer pre approved loans to the thin filed customers in matter of minutes.


Kissht has networked with 3000+ offline merchants and 50+ online stores in about 40 cities PAN India.


Kissht is backed by Vertex Ventures, Trifecta Capital, Northern Arc, Sistema Asia Fund, Navi Technologies, Fosun RZ Capital, Ventureast, and others. The company raised ₹100 crore in a debt financing on Jan 27, 2022. This brings Kissht's total funding to $62.8M to date.



  • Year founded: 2015
  • Funding Info: $62.8M over 5 Rounds (Latest Funding Type: Debt Financing)
  • Yearly Revenue: NA
  • Employee Size: 201-500
  • Business Valuation: NA
  • City/Town: Mumbai
  • State: Maharashtra
  • Country: India
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