Kissht is an instant line of credit platform catering to the lower mass market and small/micro-business segment.
Kissht is a one of its kind digitally enabled platform operated by Onemi Technology Solutions Private Limited with a vision to provide speedy and hassle free credit financing to its customers across India.
Kissht was founded in 2015 by Krishnan Vishwanathan and Ranvir Singh. The company is headquartered in Mumbai, India.
Kissht's plug and play gateway APIs can be easily integrated into any merchant checkout page or retail POS for providing access to quick loan. Using their digital excellence and experience, they’ve embedded deep Machine Learning and Artificial Intelligence in their patented propriety algorithm.
Kissht uses tools like advanced analytics and behavioral data to evaluate an individual’s credit worthiness, calculate credit score and offer pre approved loans to the thin filed customers in matter of minutes.
Kissht has close to 3.2 million consumers on its platform, of which more than 50% are active monthly. On an average, the platform disburses Rs 580 crore in loans each month.
Kissht is backed by Vertex Growth, Trifecta Capital, Northern Arc, Brunei Investment Agency, Sistema Asia Fund, Vertex Ventures SEA, Navi Technologies, Fosun RZ Capital, Endiya Partners, Ventureast, and others. The company raised $80M in new financing on Jun 08, 2022. This brings Kissht's total funding to $142.8M to date. The round valued the company at closed to $500M post-money.