JD Digits

JD Digits, was formerly known as JD Finance, is a wealth management platform of e-commerce giant JD.com.

JD Digits provides a range of financial services and products to consumers, startups, SMEs and other businesses in China.

JD Digits was founded in 2013, it was formerly known as JD Finance and rebranded in November 2018. The company is headquartered in Beijing with offices around the world, including in New York, Tokyo and a research and development center in Silicon Valley.

JD Digits offers sophisticated financial solutions in areas including financing loans, asset management, payment solutions and crowdfunding. With the JD Zhongchuang ecosystem, a holistic financial and market acceleration ecosystem, JD Finance connects early-stage enterprises with the financing and business development services they need to grow.

JD Digits has established seven major business lines: supply chain finance, consumer finance, crowdfunding, asset management, payment solutions, insurance and securities. It has built up China’s leading financial technology ecosystem for enterprises and consumers and launched a range of innovative products, including Jingbaobei, Baitiao, JD Wallet, JD Finance APP, Xiaojinku, JD Microcredit and Xiaobailicai.


JD Digits has extended robust risk control capabilities and established a user-friendly customer account set up and maintenance system. By connecting financial institutions, including banks, securities firms, insurance providers, as well as JD Zhongchuang, JD Finance is building a connected platform that integrates resources, reduces business costs and improves the efficiency of the industry as a whole.


JD Digits was valued at a overwhelming $20B, in it's latest "Series B" funding of a 13 billion yuan ($1.96 billion) Jul 11, 2018. The company was ranked 9th on the 2017 Fintech100 List.



  • Year founded: 2013
  • Funding Info: CN¥34B in 3 funding rounds (Last funding type: Series B)- JD Finance has also acquired over 10 other organizations Jiatui Technology, Omni Prime Inc., Bizport etc.!
  • Yearly Revenue: $3B (2018)
  • Employee Size: 10001-5000
  • Business Valuation: Valued at $20B as of Jul 11, 2018
  • City/Town: Chaoyang
  • State: Liaoning
  • Country: China
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