EarnUp is an award-winning, consumer-first financial technology platform that intelligently automates loan payment scheduling.

EarnUp helps companies with risk mitigation & cost reduction, ensuring that customers have access to the best credit products.

EarnUp was founded in 2013 by Matthew Cooper and Nadim Homsany. The company is headquartered in San Francisco, California.


EarnUp’s deep data insights can help enterprise organizations with risk mitigation, cost reduction, and ensure that customers have access to the best credit products available based on their financial standing.


EarnUp offers GetAhead Dashboard, helps providers and homeowners connect when a refinance could save borrowers money over a current loan arrangement. This early connection can boost performance for providers while helping credit-worthy homeowners save on rates and improve their financial health even further.


The EarnUp platform serves borrowers across the U.S., managing over $10B in loan payments. EarnUp is uniquely able to provide mortgage providers and servicers with advance notice on loans that are at risk of entering forbearance or might qualify for a refinance.


EarnUp is backed by Bain Capital Ventures, SignalFire, LendingTree, Blumberg Capital, KeyBank, Flourish Ventures, Correlation Ventures, Kapor Capital, and others. The company raised $31M in Series C round on Mar 15, 2022. This brings EarnUp's total funding to $59.2M to date.



  • Year founded: 2013
  • Funding Info: $59.2M over 3 Rounds (Latest Funding Type: Series C)
  • Yearly Revenue: NA
  • Employee Size: 51-200
  • Business Valuation: NA
  • City/Town: San Francisco
  • State: California
  • Country: United States
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