Creditas is a financial technology company that operates a digital platform that offers secured consumer loans and runs an online used-car sales platform.

Creditas’ mission is to enable what fulfils people by unleashing the potential of their assets.

Creditas was founded in Apr 16, 2012 by Sergio Furio. The company is headquartered in São Paulo, Brazil, with multiple offices across Latam.


Creditas started as a collateralized lender operating via a marketplace model, and later built its own platform so that instead of the banks, Creditas was the entity securing funds for loans.


Creditas operates a car marketplace called Creditas Auto. It also runs Creditas Store, an e-commerce platform with a payroll-deductible buy now, paylater model and Voltz, a manufacturer of electric motorcycles in Brazil. 


Creditas builds deep relationships with their customers, drastically lowering the cost of credit and improving the quality of life of those they serve. In 2021, Creditas acquired four companies, and plans to continue investing in acquisitions.


Creditas is backed by SoftBank, Fidelity Management & Research, Santander InnoVentures, Amadeus, Endeavor Catalyst, LGT Lightstone, Wellington Management, QED Investors, IDB Invest, Naspers, Actyus, and others. The company raised $260M in Series F round on Jan 25, 2022. This brings Creditas' total funding to $854M to date. The latest round pushed the company's valuation to $4.8B post-money. Creditas was previously valued at $1.75B from a funding raised in Dec 2020.



  • Year founded: 2012
  • Funding Info: $854M over 10 Rounds (Latest Funding Type: Series F)
  • Yearly Revenue: $200M (2021)
  • Employee Size: 1,001-5,000
  • Business Valuation: Valued at $4.8B as of Jan 25, 2022
  • City/Town: São Paulo
  • State: São Paulo
  • Country: Brazil
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